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Rancho Santa Margarita, CA Real Estate & Property Data

Rancho Santa Margarita Real Estate Market Trends
Last Updated: September 20, 2025

It is crucial to have accurate and comprehensive real estate data to gain insights into the city of Rancho Santa Margarita, CA 92688. ATTOM offers up to date Rancho Santa Margarita real estate data that is refreshed daily. Current market trends reveal that in the past year, 508 residential properties have been sold in Rancho Santa Margarita, CA, with a median home price of $1,287,500. The average square footage of these properties is 2,090 sq ft, and the effective property tax rate is 0.55%. Additionally, there have been 3 foreclosures in the area in the past month. ATTOM is your one-stop-shop for detailed property data in Rancho Santa Margarita, CA, providing you with the real estate information you need.

Rancho Santa Margarita Real Estate Market Trends
Get property data for any address in Rancho Santa Margarita, CA or the country:
Total Residential Properties 12,944
Total Commercial Properties 278
Avg. Home Age (Single Family Home) 32 Years
Avg. Square Feet (Single Family Home) 2,090
Total 2025 Residential Sales (year-to-date) 290
% of Homes Seriously Underwater (Q3 2025) 0.43%
Total 2024 Residential Sales 452
% of Equity Rich Homes (Q3 2025) 62.47%
Effective 2024 Property Tax 0.55%
Total Foreclosure Filings (year-to-date) 35
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Rancho Santa Margarita, CA 92688 Real Estate Overview

There were 508 residential properties sold in the past year in Rancho Santa Margarita, CA 92688. The median home value in Rancho Santa Margarita, CA 92688 is $1,085,250. There are a total of 12,944 residential properties in the 92688.

Median Sales Price i
$1,287,500
(Jul 2025)
-9.2%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 $1,287,500
  • June '25 Jun '25 $1,400,000
  • May '25 May '25 $1,132,500
  • April '25 Apr '25 $1,250,000
  • March '25 Mar '25 $1,200,000
  • February '25 Feb '25 $1,377,000
  • January '25 Jan '25 $1,155,000
  • December '24 Dec '24 $1,375,000
  • November '24 Nov '24 $1,230,000
  • October '24 Oct '24 $1,137,500
  • September '24 Sep '24 $1,200,000
  • August '24 Aug '24 $1,185,000
Median Down Payment i
$295,000
(Jul 2025)
-34.5%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 $295,000
  • June '25 Jun '25 $350,000
  • May '25 May '25 $234,750
  • April '25 Apr '25 $378,000
  • March '25 Mar '25 $244,000
  • February '25 Feb '25 $570,500
  • January '25 Jan '25 $464,000
  • December '24 Dec '24 $341,000
  • November '24 Nov '24 $538,125
  • October '24 Oct '24 $273,450
  • September '24 Sep '24 $339,375
  • August '24 Aug '24 $276,000
Number of Homes Sold i
50
(Jul 2025)
+31.6%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 50
  • June '25 Jun '25 46
  • May '25 May '25 41
  • April '25 Apr '25 45
  • March '25 Mar '25 48
  • February '25 Feb '25 32
  • January '25 Jan '25 28
  • December '24 Dec '24 36
  • November '24 Nov '24 29
  • October '24 Oct '24 39
  • September '24 Sep '24 26
  • August '24 Aug '24 50
Number of Purchase Loans i
46
(Jul 2025)
+43.8%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 46
  • June '25 Jun '25 33
  • May '25 May '25 45
  • April '25 Apr '25 45
  • March '25 Mar '25 43
  • February '25 Feb '25 27
  • January '25 Jan '25 24
  • December '24 Dec '24 32
  • November '24 Nov '24 22
  • October '24 Oct '24 36
  • September '24 Sep '24 20
  • August '24 Aug '24 47
Number of REFI Loans i
33
(Jul 2025)
+135.7%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 33
  • June '25 Jun '25 33
  • May '25 May '25 23
  • April '25 Apr '25 31
  • March '25 Mar '25 28
  • February '25 Feb '25 31
  • January '25 Jan '25 23
  • December '24 Dec '24 21
  • November '24 Nov '24 17
  • October '24 Oct '24 37
  • September '24 Sep '24 35
  • August '24 Aug '24 32
Number of HELOC Loans i
22
(Jul 2025)
-29%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 22
  • June '25 Jun '25 32
  • May '25 May '25 29
  • April '25 Apr '25 33
  • March '25 Mar '25 23
  • February '25 Feb '25 8
  • January '25 Jan '25 21
  • December '24 Dec '24 17
  • November '24 Nov '24 25
  • October '24 Oct '24 21
  • September '24 Sep '24 24
  • August '24 Aug '24 19

Rancho Santa Margarita, CA 92688 Real Estate Market Overview

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Rancho Santa Margarita, CA 92688 Foreclosure Activity

There were a total of 3 Rancho Santa Margarita, CA 92688 properties with a foreclosure filing in July 2025.

Total Foreclosure Filings i
3
(Jul 2025)
+200%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 3
  • June '25 Jun '25 5
  • May '25 May '25 6
  • April '25 Apr '25 1
  • March '25 Mar '25 5
  • February '25 Feb '25 8
  • January '25 Jan '25 7
  • December '24 Dec '24 1
  • November '24 Nov '24 3
  • October '24 Oct '24 2
  • September '24 Sep '24 2
  • August '24 Aug '24 7
Foreclosure Starts i
2
(Jul 2025)
+100%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 2
  • June '25 Jun '25 2
  • May '25 May '25 6
  • April '25 Apr '25 N/A
  • March '25 Mar '25 5
  • February '25 Feb '25 8
  • January '25 Jan '25 7
  • December '24 Dec '24 N/A
  • November '24 Nov '24 3
  • October '24 Oct '24 1
  • September '24 Sep '24 2
  • August '24 Aug '24 6
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