Okaloosa County, FL Real Estate & Property Data

Okaloosa County Real Estate Market Trends
Last Updated: September 20, 2025

With up-to-date real estate data get detailed insight into Okaloosa County, FL sourced from the nation’s leading property data provider. The current median home price in Okaloosa County, FL is $395,000. Okaloosa County real estate data shows that there have been a total of 4,743 residential properties sold over the past 12 months. ATTOM’s Okaloosa County real estate data indicates that the county has 7 properties in foreclosure and 2 REOs (real estate bank owned) properties.

Okaloosa County Real Estate Market Trends
Total Residential Properties 90,814
Total Commercial Properties 5,197
Avg. Home Age (Single Family Home) 36 Years
Avg. Square Feet (Single Family Home) 1,927
Total 2025 Residential Sales (year-to-date) 2,607
% of Homes Seriously Underwater (Q3 2025) 1.02%
Total 2024 Residential Sales 4,337
% of Equity Rich Homes (Q3 2025) 34.68%
Effective 2024 Property Tax 0.72%
Total Foreclosure Filings (year-to-date) 235
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Okaloosa County, FL Real Estate Overview

There were 4,743 residential properties sold in the past year in Okaloosa County, FL. The median home value in Okaloosa County, FL is $364,126. There are a total of 90,814 residential properties in the Okaloosa.

Median Sales Price i
$395,000
(Jul 2025)
+2.1%
year-over-year
y-o-y
  • July '25 Jul '25 $395,000
  • June '25 Jun '25 $385,000
  • May '25 May '25 $400,000
  • April '25 Apr '25 $355,000
  • March '25 Mar '25 $354,000
  • February '25 Feb '25 $360,000
  • January '25 Jan '25 $335,000
  • December '24 Dec '24 $350,000
  • November '24 Nov '24 $360,000
  • October '24 Oct '24 $350,000
  • September '24 Sep '24 $345,000
  • August '24 Aug '24 $367,450
Median Down Payment i
$60,806
(Jul 2025)
-2.7%
year-over-year
y-o-y
  • July '25 Jul '25 $60,806
  • June '25 Jun '25 $65,484
  • May '25 May '25 $53,565
  • April '25 Apr '25 $40,531
  • March '25 Mar '25 $54,980
  • February '25 Feb '25 $61,000
  • January '25 Jan '25 $60,400
  • December '24 Dec '24 $37,831
  • November '24 Nov '24 $71,495
  • October '24 Oct '24 $60,819
  • September '24 Sep '24 $45,500
  • August '24 Aug '24 $46,444
Number of Homes Sold i
390
(Jul 2025)
-11.6%
year-over-year
y-o-y
  • July '25 Jul '25 390
  • June '25 Jun '25 369
  • May '25 May '25 429
  • April '25 Apr '25 344
  • March '25 Mar '25 338
  • February '25 Feb '25 482
  • January '25 Jan '25 255
  • December '24 Dec '24 344
  • November '24 Nov '24 283
  • October '24 Oct '24 339
  • September '24 Sep '24 336
  • August '24 Aug '24 393
Number of Purchase Loans i
279
(Jul 2025)
-27.9%
year-over-year
y-o-y
  • July '25 Jul '25 279
  • June '25 Jun '25 281
  • May '25 May '25 293
  • April '25 Apr '25 237
  • March '25 Mar '25 218
  • February '25 Feb '25 250
  • January '25 Jan '25 207
  • December '24 Dec '24 288
  • November '24 Nov '24 251
  • October '24 Oct '24 298
  • September '24 Sep '24 291
  • August '24 Aug '24 333
Number of REFI Loans i
138
(Jul 2025)
-4.2%
year-over-year
y-o-y
  • July '25 Jul '25 138
  • June '25 Jun '25 141
  • May '25 May '25 156
  • April '25 Apr '25 154
  • March '25 Mar '25 124
  • February '25 Feb '25 253
  • January '25 Jan '25 129
  • December '24 Dec '24 146
  • November '24 Nov '24 150
  • October '24 Oct '24 212
  • September '24 Sep '24 161
  • August '24 Aug '24 154
Number of HELOC Loans i
58
(Jul 2025)
-17.1%
year-over-year
y-o-y
  • July '25 Jul '25 58
  • June '25 Jun '25 46
  • May '25 May '25 59
  • April '25 Apr '25 65
  • March '25 Mar '25 67
  • February '25 Feb '25 80
  • January '25 Jan '25 46
  • December '24 Dec '24 57
  • November '24 Nov '24 43
  • October '24 Oct '24 57
  • September '24 Sep '24 40
  • August '24 Aug '24 92

Okaloosa County, FL Real Estate Market Overview

Last 30 days
  • City
    Median Est. Value
  • City
    Median Est. Value
  • City
    Median Est. Value

Okaloosa County, FL Foreclosure Activity

There were a total of 7 Okaloosa County, FL properties with a foreclosure filing in July 2025. Lenders started the foreclosure process on 2 Okaloosa County, FL properties and repossessed 2 Okaloosa County, FL properties through completed foreclosures (REOs) in July 2025.

Total Foreclosure Filings i
7
(Jul 2025)
-74.1%
year-over-year
y-o-y
  • July '25 Jul '25 7
  • June '25 Jun '25 22
  • May '25 May '25 51
  • April '25 Apr '25 63
  • March '25 Mar '25 42
  • February '25 Feb '25 26
  • January '25 Jan '25 24
  • December '24 Dec '24 16
  • November '24 Nov '24 40
  • October '24 Oct '24 25
  • September '24 Sep '24 41
  • August '24 Aug '24 23
Foreclosure Starts i
2
(Jul 2025)
-85.7%
year-over-year
y-o-y
  • July '25 Jul '25 2
  • June '25 Jun '25 19
  • May '25 May '25 46
  • April '25 Apr '25 48
  • March '25 Mar '25 32
  • February '25 Feb '25 14
  • January '25 Jan '25 19
  • December '24 Dec '24 8
  • November '24 Nov '24 32
  • October '24 Oct '24 13
  • September '24 Sep '24 28
  • August '24 Aug '24 16
Completed Foreclosures (REOs) i
2
(Jul 2025)
  • July '25 Jul '25 2
  • June '25 Jun '25 4
  • May '25 May '25 5
  • April '25 Apr '25 5
  • March '25 Mar '25 1
  • February '25 Feb '25 3
  • January '25 Jan '25 1
  • December '24 Dec '24 1
  • November '24 Nov '24 1
  • October '24 Oct '24 N/A
  • September '24 Sep '24 1
  • August '24 Aug '24 4
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