Effingham County, IL Real Estate & Property Data

Effingham County Real Estate Market Trends
Last Updated: September 20, 2025

With up-to-date real estate data get detailed insight into Effingham County, IL sourced from the nation’s leading property data provider. The current median home price in Effingham County, IL is $245,000. Effingham County real estate data shows that there have been a total of 498 residential properties sold over the past 12 months. ATTOM’s Effingham County real estate data indicates that the county has 2 properties in foreclosure.

Effingham County Real Estate Market Trends
Total Residential Properties 13,380
Total Commercial Properties 1,379
Avg. Home Age (Single Family Home) 48 Years
Avg. Square Feet (Single Family Home) 1,523
Total 2025 Residential Sales (year-to-date) 258
% of Homes Seriously Underwater (Q3 2025) 1.8%
Total 2024 Residential Sales 441
% of Equity Rich Homes (Q3 2025) 27.07%
Effective 2024 Property Tax 1.44%
Total Foreclosure Filings (year-to-date) 9
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Effingham County, IL Real Estate Overview

There were 498 residential properties sold in the past year in Effingham County, IL. The median home value in Effingham County, IL is $214,021. There are a total of 13,380 residential properties in the Effingham.

Median Sales Price i
$245,000
(Jul 2025)
-8.5%
year-over-year
y-o-y
  • July '25 Jul '25 $245,000
  • June '25 Jun '25 $212,500
  • May '25 May '25 $245,000
  • April '25 Apr '25 $215,250
  • March '25 Mar '25 $210,000
  • February '25 Feb '25 $190,000
  • January '25 Jan '25 $193,000
  • December '24 Dec '24 $179,000
  • November '24 Nov '24 $187,500
  • October '24 Oct '24 $180,000
  • September '24 Sep '24 $205,500
  • August '24 Aug '24 $232,500
Median Down Payment i
$14,297
(Jul 2025)
-82.6%
year-over-year
y-o-y
  • July '25 Jul '25 $14,297
  • June '25 Jun '25 $37,125
  • May '25 May '25 $42,600
  • April '25 Apr '25 $37,500
  • March '25 Mar '25 $18,500
  • February '25 Feb '25 $28,000
  • January '25 Jan '25 $9,426
  • December '24 Dec '24 $12,250
  • November '24 Nov '24 $14,250
  • October '24 Oct '24 $17,400
  • September '24 Sep '24 $42,500
  • August '24 Aug '24 $58,900
Number of Homes Sold i
48
(Jul 2025)
-11.1%
year-over-year
y-o-y
  • July '25 Jul '25 48
  • June '25 Jun '25 47
  • May '25 May '25 43
  • April '25 Apr '25 35
  • March '25 Mar '25 21
  • February '25 Feb '25 28
  • January '25 Jan '25 36
  • December '24 Dec '24 32
  • November '24 Nov '24 31
  • October '24 Oct '24 37
  • September '24 Sep '24 40
  • August '24 Aug '24 46
Number of Purchase Loans i
43
(Jul 2025)
+7.5%
year-over-year
y-o-y
  • July '25 Jul '25 43
  • June '25 Jun '25 44
  • May '25 May '25 24
  • April '25 Apr '25 23
  • March '25 Mar '25 16
  • February '25 Feb '25 19
  • January '25 Jan '25 23
  • December '24 Dec '24 24
  • November '24 Nov '24 25
  • October '24 Oct '24 25
  • September '24 Sep '24 29
  • August '24 Aug '24 42
Number of REFI Loans i
37
(Jul 2025)
-2.6%
year-over-year
y-o-y
  • July '25 Jul '25 37
  • June '25 Jun '25 37
  • May '25 May '25 29
  • April '25 Apr '25 40
  • March '25 Mar '25 32
  • February '25 Feb '25 24
  • January '25 Jan '25 14
  • December '24 Dec '24 27
  • November '24 Nov '24 22
  • October '24 Oct '24 38
  • September '24 Sep '24 26
  • August '24 Aug '24 40
Number of HELOC Loans i
15
(Jul 2025)
+275%
year-over-year
y-o-y
  • July '25 Jul '25 15
  • June '25 Jun '25 13
  • May '25 May '25 16
  • April '25 Apr '25 13
  • March '25 Mar '25 16
  • February '25 Feb '25 11
  • January '25 Jan '25 4
  • December '24 Dec '24 13
  • November '24 Nov '24 16
  • October '24 Oct '24 17
  • September '24 Sep '24 7
  • August '24 Aug '24 9

Effingham County, IL Real Estate Market Overview

Last 30 days
  • City
    Median Est. Value
  • City
    Median Est. Value
  • City
    Median Est. Value

Effingham County, IL Foreclosure Activity

There were a total of 2 Effingham County, IL properties with a foreclosure filing in July 2025.

Total Foreclosure Filings i
2
(Jul 2025)
+100%
year-over-year
y-o-y
  • July '25 Jul '25 2
  • June '25 Jun '25 3
  • May '25 May '25 N/A
  • April '25 Apr '25 N/A
  • March '25 Mar '25 1
  • February '25 Feb '25 1
  • January '25 Jan '25 2
  • December '24 Dec '24 N/A
  • November '24 Nov '24 2
  • October '24 Oct '24 2
  • September '24 Sep '24 N/A
  • August '24 Aug '24 1
Foreclosure Starts i
1
(Jul 2025)
  • July '25 Jul '25 1
  • June '25 Jun '25 N/A
  • May '25 May '25 N/A
  • April '25 Apr '25 N/A
  • March '25 Mar '25 1
  • February '25 Feb '25 1
  • January '25 Jan '25 1
  • December '24 Dec '24 N/A
  • November '24 Nov '24 1
  • October '24 Oct '24 N/A
  • September '24 Sep '24 N/A
  • August '24 Aug '24 N/A
Completed Foreclosures (REOs) i
  • July '25 Jul '25 N/A
  • June '25 Jun '25 N/A
  • May '25 May '25 N/A
  • April '25 Apr '25 1
  • March '25 Mar '25 N/A
  • February '25 Feb '25 N/A
  • January '25 Jan '25 1
  • December '24 Dec '24 N/A
  • November '24 Nov '24 1
  • October '24 Oct '24 1
  • September '24 Sep '24 1
  • August '24 Aug '24 N/A
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