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Spencer, IN Real Estate & Property Data

Spencer Real Estate Market Trends

Last Updated: September 20, 2025

Accurate and comprehensive real estate data is critical for insight into Spencer, IN 47460. ATTOM’s Spencer real estate data is updated daily, and current market trends show that in Spencer, IN a total of 253 residential properties have sold over the past year. With a median home price of $337,000 in Spencer and a total of 3 foreclosures. Get detailed property data for Spencer, IN instantly. ATTOM is your one-stop-shop for the Spencer property reports and real estate data you need in Spencer, IN.

Spencer Real Estate Market Trends

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Total Residential Properties 4,845

Total Commercial Properties 336

Avg. Home Age (Single Family Home) 48 Years

Avg. Square Feet (Single Family Home) 1,609

Total 2025 Residential Sales (year-to-date) 141

% of Homes Seriously Underwater (Q3 2025) 1.16%

Total 2024 Residential Sales 217

% of Equity Rich Homes (Q3 2025) 23.05%

Effective 2024 Property Tax 0.63%

Total Foreclosure Filings (year-to-date) 7

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Spencer, IN 47460 Real Estate Overview

There were 253 residential properties sold in the past year in Spencer, IN 47460. The median home value in Spencer, IN 47460 is $239,928. There are a total of 4,845 residential properties in the 47460.

Median Sales Price i

$337,000

(Jul 2025)

+121.1%

year-over-year

y-o-y

July '25 Jul '25 $337,000
June '25 Jun '25 $220,000
May '25 May '25 $267,594
April '25 Apr '25 $260,506
March '25 Mar '25 $431,738
February '25 Feb '25 $213,603
January '25 Jan '25 N/A
December '24 Dec '24 $318,000
November '24 Nov '24 $229,900
October '24 Oct '24 $275,000
September '24 Sep '24 $300,000
August '24 Aug '24 $307,500

Median Down Payment i

$67,400

(Jul 2025)

+110.6%

year-over-year

y-o-y

July '25 Jul '25 $67,400
June '25 Jun '25 $35,625
May '25 May '25 $65,839
April '25 Apr '25 $44,978
March '25 Mar '25 $60,073
February '25 Feb '25 $198,603
January '25 Jan '25 N/A
December '24 Dec '24 $233,000
November '24 Nov '24 $24,000
October '24 Oct '24 $48,512
September '24 Sep '24 $42,750
August '24 Aug '24 $57,080

Number of Homes Sold i

34

(Jul 2025)

+100%

year-over-year

y-o-y

July '25 Jul '25 34
June '25 Jun '25 28
May '25 May '25 41
April '25 Apr '25 23
March '25 Mar '25 10
February '25 Feb '25 2
January '25 Jan '25 3
December '24 Dec '24 18
November '24 Nov '24 13
October '24 Oct '24 18
September '24 Sep '24 21
August '24 Aug '24 25

Number of Purchase Loans i

10

(Jul 2025)

+42.9%

year-over-year

y-o-y

July '25 Jul '25 10
June '25 Jun '25 9
May '25 May '25 17
April '25 Apr '25 10
March '25 Mar '25 4
February '25 Feb '25 2
January '25 Jan '25 1
December '24 Dec '24 6
November '24 Nov '24 8
October '24 Oct '24 16
September '24 Sep '24 5
August '24 Aug '24 11

Number of REFI Loans i

13

(Jul 2025)

+18.2%

year-over-year

y-o-y

July '25 Jul '25 13
June '25 Jun '25 11
May '25 May '25 8
April '25 Apr '25 15
March '25 Mar '25 12
February '25 Feb '25 5
January '25 Jan '25 12
December '24 Dec '24 12
November '24 Nov '24 6
October '24 Oct '24 11
September '24 Sep '24 6
August '24 Aug '24 7

Number of HELOC Loans i

7

(Jul 2025)

+133.3%

year-over-year

y-o-y

July '25 Jul '25 7
June '25 Jun '25 4
May '25 May '25 4
April '25 Apr '25 8
March '25 Mar '25 2
February '25 Feb '25 9
January '25 Jan '25 2
December '24 Dec '24 3
November '24 Nov '24 4
October '24 Oct '24 7
September '24 Sep '24 10
August '24 Aug '24 2

Spencer, IN 47460 Real Estate Market Overview

Last 30 days

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Spencer, IN 47460 Foreclosure Activity

There were a total of 3 Spencer, IN 47460 properties with a foreclosure filing in July 2025.

Total Foreclosure Filings i

3

(Jul 2025)

+200%

year-over-year

y-o-y

July '25 Jul '25 3
June '25 Jun '25 N/A
May '25 May '25 3
April '25 Apr '25 N/A
March '25 Mar '25 1
February '25 Feb '25 N/A
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 2
October '24 Oct '24 N/A
September '24 Sep '24 1
August '24 Aug '24 N/A

Foreclosure Starts i

July '25 Jul '25 N/A
June '25 Jun '25 N/A
May '25 May '25 N/A
April '25 Apr '25 N/A
March '25 Mar '25 N/A
February '25 Feb '25 N/A
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 N/A
September '24 Sep '24 1
August '24 Aug '24 N/A

Completed Foreclosures (REOs) i

July '25 Jul '25 N/A
June '25 Jun '25 N/A
May '25 May '25 N/A
April '25 Apr '25 2
March '25 Mar '25 N/A
February '25 Feb '25 N/A
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 N/A
September '24 Sep '24 N/A
August '24 Aug '24 N/A

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