Spencer County, IN Real Estate & Property Data

Spencer County Real Estate Market Trends
Last Updated: September 20, 2025

With up-to-date real estate data get detailed insight into Spencer County, IN sourced from the nation’s leading property data provider. The current median home price in Spencer County, IN is $224,375. Spencer County real estate data shows that there have been a total of 427 residential properties sold over the past 12 months. ATTOM’s Spencer County real estate data indicates that the county has 11 properties in foreclosure.

Spencer County Real Estate Market Trends
Total Residential Properties 9,070
Total Commercial Properties 821
Avg. Home Age (Single Family Home) 50 Years
Avg. Square Feet (Single Family Home) 1,844
Total 2025 Residential Sales (year-to-date) 166
% of Homes Seriously Underwater (Q3 2025) 1.28%
Total 2024 Residential Sales 454
% of Equity Rich Homes (Q3 2025) 22.09%
Effective 2024 Property Tax 0.71%
Total Foreclosure Filings (year-to-date) 20
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Spencer County, IN Real Estate Overview

There were 427 residential properties sold in the past year in Spencer County, IN. The median home value in Spencer County, IN is $190,284. There are a total of 9,070 residential properties in the Spencer.

Median Sales Price i
$224,375
(Jul 2025)
+21.8%
year-over-year
y-o-y
  • July '25 Jul '25 $224,375
  • June '25 Jun '25 $162,000
  • May '25 May '25 $189,687
  • April '25 Apr '25 $137,362
  • March '25 Mar '25 $140,037
  • February '25 Feb '25 $217,500
  • January '25 Jan '25 $237,500
  • December '24 Dec '24 $201,094
  • November '24 Nov '24 $246,500
  • October '24 Oct '24 $199,500
  • September '24 Sep '24 $195,000
  • August '24 Aug '24 $201,854
Median Down Payment i
$41,377
(Jul 2025)
+136.4%
year-over-year
y-o-y
  • July '25 Jul '25 $41,377
  • June '25 Jun '25 $27,325
  • May '25 May '25 $37,937
  • April '25 Apr '25 $10,328
  • March '25 Mar '25 $26,515
  • February '25 Feb '25 $43,500
  • January '25 Jan '25 $55,812
  • December '24 Dec '24 $39,719
  • November '24 Nov '24 $46,250
  • October '24 Oct '24 $21,550
  • September '24 Sep '24 $33,031
  • August '24 Aug '24 $33,400
Number of Homes Sold i
38
(Jul 2025)
-7.3%
year-over-year
y-o-y
  • July '25 Jul '25 38
  • June '25 Jun '25 26
  • May '25 May '25 29
  • April '25 Apr '25 14
  • March '25 Mar '25 24
  • February '25 Feb '25 19
  • January '25 Jan '25 16
  • December '24 Dec '24 36
  • November '24 Nov '24 33
  • October '24 Oct '24 42
  • September '24 Sep '24 58
  • August '24 Aug '24 51
Number of Purchase Loans i
22
(Jul 2025)
-33.3%
year-over-year
y-o-y
  • July '25 Jul '25 22
  • June '25 Jun '25 19
  • May '25 May '25 22
  • April '25 Apr '25 10
  • March '25 Mar '25 16
  • February '25 Feb '25 13
  • January '25 Jan '25 8
  • December '24 Dec '24 23
  • November '24 Nov '24 18
  • October '24 Oct '24 39
  • September '24 Sep '24 47
  • August '24 Aug '24 45
Number of REFI Loans i
16
(Jul 2025)
-15.8%
year-over-year
y-o-y
  • July '25 Jul '25 16
  • June '25 Jun '25 13
  • May '25 May '25 10
  • April '25 Apr '25 21
  • March '25 Mar '25 8
  • February '25 Feb '25 9
  • January '25 Jan '25 9
  • December '24 Dec '24 17
  • November '24 Nov '24 11
  • October '24 Oct '24 15
  • September '24 Sep '24 17
  • August '24 Aug '24 15
Number of HELOC Loans i
13
(Jul 2025)
-7.1%
year-over-year
y-o-y
  • July '25 Jul '25 13
  • June '25 Jun '25 13
  • May '25 May '25 16
  • April '25 Apr '25 12
  • March '25 Mar '25 17
  • February '25 Feb '25 10
  • January '25 Jan '25 11
  • December '24 Dec '24 15
  • November '24 Nov '24 6
  • October '24 Oct '24 16
  • September '24 Sep '24 15
  • August '24 Aug '24 13

Spencer County, IN Real Estate Market Overview

Last 30 days
  • City
    Median Est. Value
  • City
    Median Est. Value
  • City
    Median Est. Value

Spencer County, IN Foreclosure Activity

There were a total of 11 Spencer County, IN properties with a foreclosure filing in July 2025.

Total Foreclosure Filings i
11
(Jul 2025)
+175%
year-over-year
y-o-y
  • July '25 Jul '25 11
  • June '25 Jun '25 N/A
  • May '25 May '25 3
  • April '25 Apr '25 N/A
  • March '25 Mar '25 4
  • February '25 Feb '25 N/A
  • January '25 Jan '25 2
  • December '24 Dec '24 N/A
  • November '24 Nov '24 2
  • October '24 Oct '24 N/A
  • September '24 Sep '24 2
  • August '24 Aug '24 N/A
Completed Foreclosures (REOs) i
  • July '25 Jul '25 N/A
  • June '25 Jun '25 2
  • May '25 May '25 N/A
  • April '25 Apr '25 3
  • March '25 Mar '25 1
  • February '25 Feb '25 N/A
  • January '25 Jan '25 N/A
  • December '24 Dec '24 3
  • November '24 Nov '24 N/A
  • October '24 Oct '24 3
  • September '24 Sep '24 1
  • August '24 Aug '24 2
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