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Garrard County, KY Real Estate & Property Data

Garrard County Real Estate Market Trends

Last Updated: September 20, 2025

With up-to-date real estate data get detailed insight into Garrard County, KY sourced from the nation’s leading property data provider. The current median home price in Garrard County, KY is $284,375. Garrard County real estate data shows that there have been a total of 199 residential properties sold over the past 12 months.

Garrard County Real Estate Market Trends

Get property data for any address in Garrard County, KY or the country:

Total Residential Properties 6,604

Total Commercial Properties 434

Avg. Home Age (Single Family Home) 37 Years

Avg. Square Feet (Single Family Home) 612

Total 2025 Residential Sales (year-to-date) 118

% of Homes Seriously Underwater (Q3 2025) 0.61%

Total 2024 Residential Sales 163

% of Equity Rich Homes (Q3 2025) 16.25%

Effective 2024 Property Tax 0.62%

Total Foreclosure Filings (year-to-date) N/A

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Garrard County, KY Real Estate Overview

There were 199 residential properties sold in the past year in Garrard County, KY. The median home value in Garrard County, KY is $195,723. There are a total of 6,604 residential properties in the Garrard.

Median Sales Price i

$284,375

(Jul 2025)

+42.3%

year-over-year

y-o-y

July '25 Jul '25 $284,375
June '25 Jun '25 $288,922
May '25 May '25 $225,000
April '25 Apr '25 $199,000
March '25 Mar '25 $227,500
February '25 Feb '25 $395,500
January '25 Jan '25 $295,000
December '24 Dec '24 $160,000
November '24 Nov '24 $250,000
October '24 Oct '24 $227,000
September '24 Sep '24 $218,000
August '24 Aug '24 $229,950

Median Down Payment i

$56,875

(Jul 2025)

+46.8%

year-over-year

y-o-y

July '25 Jul '25 $56,875
June '25 Jun '25 $40,500
May '25 May '25 $47,500
April '25 Apr '25 $23,590
March '25 Mar '25 $30,455
February '25 Feb '25 $79,100
January '25 Jan '25 $43,290
December '24 Dec '24 N/A
November '24 Nov '24 $22,900
October '24 Oct '24 $48,000
September '24 Sep '24 $26,399
August '24 Aug '24 $11,460

Number of Homes Sold i

10

(Jul 2025)

-50%

year-over-year

y-o-y

July '25 Jul '25 10
June '25 Jun '25 19
May '25 May '25 20
April '25 Apr '25 23
March '25 Mar '25 16
February '25 Feb '25 16
January '25 Jan '25 14
December '24 Dec '24 4
November '24 Nov '24 13
October '24 Oct '24 14
September '24 Sep '24 14
August '24 Aug '24 16

Number of Purchase Loans i

10

(Jul 2025)

-16.7%

year-over-year

y-o-y

July '25 Jul '25 10
June '25 Jun '25 9
May '25 May '25 14
April '25 Apr '25 20
March '25 Mar '25 10
February '25 Feb '25 9
January '25 Jan '25 6
December '24 Dec '24 1
November '24 Nov '24 3
October '24 Oct '24 2
September '24 Sep '24 7
August '24 Aug '24 16

Number of REFI Loans i

15

(Jul 2025)

-6.2%

year-over-year

y-o-y

July '25 Jul '25 15
June '25 Jun '25 16
May '25 May '25 33
April '25 Apr '25 21
March '25 Mar '25 17
February '25 Feb '25 14
January '25 Jan '25 18
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 N/A
September '24 Sep '24 7
August '24 Aug '24 13

Number of HELOC Loans i

7

(Jul 2025)

-30%

year-over-year

y-o-y

July '25 Jul '25 7
June '25 Jun '25 5
May '25 May '25 9
April '25 Apr '25 15
March '25 Mar '25 13
February '25 Feb '25 7
January '25 Jan '25 8
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 N/A
September '24 Sep '24 6
August '24 Aug '24 7

Garrard County, KY Real Estate Market Overview

Last 30 days

City

Median Est. Value
City

Median Est. Value

Lancaster

$203,030 $184.13/sqft
Paint Lick

$195,723 $319.62/sqft

Garrard County, KY Foreclosure Activity

Total Foreclosure Filings i

July '25 Jul '25 N/A
June '25 Jun '25 N/A
May '25 May '25 N/A
April '25 Apr '25 N/A
March '25 Mar '25 N/A
February '25 Feb '25 N/A
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 1
September '24 Sep '24 N/A
August '24 Aug '24 N/A

Foreclosure Starts i

July '25 Jul '25 N/A
June '25 Jun '25 N/A
May '25 May '25 N/A
April '25 Apr '25 N/A
March '25 Mar '25 N/A
February '25 Feb '25 N/A
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 1
September '24 Sep '24 N/A
August '24 Aug '24 N/A

Completed Foreclosures (REOs) i

July '25 Jul '25 N/A
June '25 Jun '25 N/A
May '25 May '25 N/A
April '25 Apr '25 N/A
March '25 Mar '25 1
February '25 Feb '25 1
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 N/A
September '24 Sep '24 N/A
August '24 Aug '24 N/A

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