Real Estate Data > US real estate data > Michigan > Otsego County

Otsego County, MI Real Estate & Property Data

Otsego County Real Estate Market Trends

Last Updated: September 20, 2025

With up-to-date real estate data get detailed insight into Otsego County, MI sourced from the nation’s leading property data provider. The current median home price in Otsego County, MI is $240,000. Otsego County real estate data shows that there have been a total of 479 residential properties sold over the past 12 months. ATTOM’s Otsego County real estate data indicates that the county has 4 properties in foreclosure.

Otsego County Real Estate Market Trends

Get property data for any address in Otsego County, MI or the country:

Total Residential Properties 14,274

Total Commercial Properties 1,726

Avg. Home Age (Single Family Home) N/A

Avg. Square Feet (Single Family Home) N/A

Total 2025 Residential Sales (year-to-date) 210

% of Homes Seriously Underwater (Q3 2025) 1.07%

Total 2024 Residential Sales 492

% of Equity Rich Homes (Q3 2025) 30.68%

Effective 2024 Property Tax 0.66%

Total Foreclosure Filings (year-to-date) 21

Interested in Purchasing National or Otsego County, MI Property Data?

Otsego County, MI Real Estate Overview

There were 479 residential properties sold in the past year in Otsego County, MI. The median home value in Otsego County, MI is $248,540. There are a total of 14,274 residential properties in the Otsego.

Median Sales Price i

$240,000

(Jul 2025)

-8.4%

year-over-year

y-o-y

July '25 Jul '25 $240,000
June '25 Jun '25 $284,875
May '25 May '25 $180,000
April '25 Apr '25 $258,750
March '25 Mar '25 $226,000
February '25 Feb '25 $280,000
January '25 Jan '25 $265,250
December '24 Dec '24 $227,500
November '24 Nov '24 $209,500
October '24 Oct '24 $285,000
September '24 Sep '24 $277,500
August '24 Aug '24 $277,500

Median Down Payment i

$21,750

(Jul 2025)

-42%

year-over-year

y-o-y

July '25 Jul '25 $21,750
June '25 Jun '25 $17,500
May '25 May '25 $10,075
April '25 Apr '25 $54,700
March '25 Mar '25 $41,400
February '25 Feb '25 $13,000
January '25 Jan '25 $45,000
December '24 Dec '24 $42,740
November '24 Nov '24 $37,500
October '24 Oct '24 $68,700
September '24 Sep '24 $38,400
August '24 Aug '24 $40,650

Number of Homes Sold i

41

(Jul 2025)

+32.3%

year-over-year

y-o-y

July '25 Jul '25 41
June '25 Jun '25 40
May '25 May '25 25
April '25 Apr '25 21
March '25 Mar '25 25
February '25 Feb '25 32
January '25 Jan '25 26
December '24 Dec '24 48
November '24 Nov '24 33
October '24 Oct '24 49
September '24 Sep '24 49
August '24 Aug '24 59

Number of Purchase Loans i

28

(Jul 2025)

+55.6%

year-over-year

y-o-y

July '25 Jul '25 28
June '25 Jun '25 18
May '25 May '25 21
April '25 Apr '25 18
March '25 Mar '25 19
February '25 Feb '25 20
January '25 Jan '25 21
December '24 Dec '24 27
November '24 Nov '24 24
October '24 Oct '24 35
September '24 Sep '24 41
August '24 Aug '24 33

Number of REFI Loans i

153

(Jul 2025)

+173.2%

year-over-year

y-o-y

July '25 Jul '25 153
June '25 Jun '25 77
May '25 May '25 43
April '25 Apr '25 47
March '25 Mar '25 36
February '25 Feb '25 39
January '25 Jan '25 46
December '24 Dec '24 35
November '24 Nov '24 37
October '24 Oct '24 58
September '24 Sep '24 62
August '24 Aug '24 46

Otsego County, MI Real Estate Market Overview

Last 30 days

City

Median Est. Value
City

Median Est. Value
City

Median Est. Value

Gaylord

$248,540
Johannesburg

$208,405 $182.35/sqft
Vanderbilt

$175,772 $132.7/sqft
Waters

$304,471

Otsego County, MI Foreclosure Activity

There were a total of 4 Otsego County, MI properties with a foreclosure filing in July 2025.

Total Foreclosure Filings i

4

(Jul 2025)

-20%

year-over-year

y-o-y

July '25 Jul '25 4
June '25 Jun '25 2
May '25 May '25 1
April '25 Apr '25 3
March '25 Mar '25 3
February '25 Feb '25 3
January '25 Jan '25 5
December '24 Dec '24 2
November '24 Nov '24 1
October '24 Oct '24 2
September '24 Sep '24 N/A
August '24 Aug '24 N/A

Foreclosure Starts i

4

(Jul 2025)

-20%

year-over-year

y-o-y

July '25 Jul '25 4
June '25 Jun '25 2
May '25 May '25 1
April '25 Apr '25 3
March '25 Mar '25 3
February '25 Feb '25 3
January '25 Jan '25 5
December '24 Dec '24 2
November '24 Nov '24 1
October '24 Oct '24 2
September '24 Sep '24 N/A
August '24 Aug '24 N/A

Completed Foreclosures (REOs) i

July '25 Jul '25 N/A
June '25 Jun '25 1
May '25 May '25 1
April '25 Apr '25 N/A
March '25 Mar '25 1
February '25 Feb '25 1
January '25 Jan '25 N/A
December '24 Dec '24 N/A
November '24 Nov '24 N/A
October '24 Oct '24 1
September '24 Sep '24 1
August '24 Aug '24 1

Nearby Counties

Interested in growing your business with Otsego County, MI property data?

Contact Us Now!
Call (800) 692-2596 — or fill out this form and we’ll be in touch shortly.