Schenectady, NY 12302 Real Estate & Property Data

Schenectady, NY 12302 Real Estate Market Trends
Last Updated: September 20, 2025

A total of 323 residential properties have been sold over the past 12 months in 12302. With a median sales price of $382,500 in 12302 and a total of 3 foreclosures in Schenectady, NY 12302. Discover market trends and get the granular level real estate data for Schenectady, NY 12302 to keep your pulse on the housing market. Curate compelling home reports for Schenectady, NY 12302 from reliable property records is easy using the ATTOM platform as a source for state-of-the-art property reports.

Schenectady, NY 12302 Real Estate Market Trends
Total Residential Properties 9,690
Total Commercial Properties 439
Avg. Home Age (Single Family Home) 70 Years
Avg. Square Feet (Single Family Home) 1,684
Total 2025 Residential Sales (year-to-date) 130
% of Homes Seriously Underwater (Q3 2025) 0.46%
Total 2024 Residential Sales 362
% of Equity Rich Homes (Q3 2025) 41.08%
Effective 2024 Property Tax 1.56%
Total Foreclosure Filings (year-to-date) 20
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Schenectady, NY 12302 Real Estate Overview

There were 323 residential properties sold in the past year in Schenectady, NY 12302. The median home value in Schenectady, NY 12302 is $319,096. There are a total of 9,690 residential properties in the 12302.

Median Sales Price i
$382,500
(Jul 2025)
+29%
year-over-year
y-o-y
  • July '25 Jul '25 $382,500
  • June '25 Jun '25 $325,000
  • May '25 May '25 $362,500
  • April '25 Apr '25 $275,000
  • March '25 Mar '25 $317,500
  • February '25 Feb '25 $272,500
  • January '25 Jan '25 $314,950
  • December '24 Dec '24 $340,000
  • November '24 Nov '24 $345,500
  • October '24 Oct '24 $317,750
  • September '24 Sep '24 $309,000
  • August '24 Aug '24 $325,000
Median Down Payment i
$50,000
(Jul 2025)
-3.8%
year-over-year
y-o-y
  • July '25 Jul '25 $50,000
  • June '25 Jun '25 $46,000
  • May '25 May '25 $57,500
  • April '25 Apr '25 $61,375
  • March '25 Mar '25 $28,500
  • February '25 Feb '25 $56,400
  • January '25 Jan '25 $11,750
  • December '24 Dec '24 $33,750
  • November '24 Nov '24 $30,375
  • October '24 Oct '24 $42,090
  • September '24 Sep '24 $32,655
  • August '24 Aug '24 $42,000
Number of Homes Sold i
24
(Jul 2025)
-27.3%
year-over-year
y-o-y
  • July '25 Jul '25 24
  • June '25 Jun '25 18
  • May '25 May '25 17
  • April '25 Apr '25 18
  • March '25 Mar '25 26
  • February '25 Feb '25 12
  • January '25 Jan '25 15
  • December '24 Dec '24 7
  • November '24 Nov '24 30
  • October '24 Oct '24 44
  • September '24 Sep '24 38
  • August '24 Aug '24 41
Number of Purchase Loans i
17
(Jul 2025)
-10.5%
year-over-year
y-o-y
  • July '25 Jul '25 17
  • June '25 Jun '25 17
  • May '25 May '25 13
  • April '25 Apr '25 14
  • March '25 Mar '25 16
  • February '25 Feb '25 9
  • January '25 Jan '25 13
  • December '24 Dec '24 6
  • November '24 Nov '24 25
  • October '24 Oct '24 34
  • September '24 Sep '24 28
  • August '24 Aug '24 27
Number of REFI Loans i
18
(Jul 2025)
+80%
year-over-year
y-o-y
  • July '25 Jul '25 18
  • June '25 Jun '25 11
  • May '25 May '25 21
  • April '25 Apr '25 20
  • March '25 Mar '25 16
  • February '25 Feb '25 13
  • January '25 Jan '25 8
  • December '24 Dec '24 9
  • November '24 Nov '24 18
  • October '24 Oct '24 17
  • September '24 Sep '24 17
  • August '24 Aug '24 8
Number of HELOC Loans i
12
(Jul 2025)
-29.4%
year-over-year
y-o-y
  • July '25 Jul '25 12
  • June '25 Jun '25 23
  • May '25 May '25 17
  • April '25 Apr '25 15
  • March '25 Mar '25 21
  • February '25 Feb '25 3
  • January '25 Jan '25 7
  • December '24 Dec '24 4
  • November '24 Nov '24 11
  • October '24 Oct '24 25
  • September '24 Sep '24 17
  • August '24 Aug '24 17

Schenectady, NY 12302 Foreclosure Activity

There were a total of 3 Schenectady, NY 12302 properties with a foreclosure filing in July 2025.

Total Foreclosure Filings i
3
(Jul 2025)
+200%
year-over-year
y-o-y
  • July '25 Jul '25 3
  • June '25 Jun '25 9
  • May '25 May '25 1
  • April '25 Apr '25 N/A
  • March '25 Mar '25 1
  • February '25 Feb '25 1
  • January '25 Jan '25 5
  • December '24 Dec '24 2
  • November '24 Nov '24 N/A
  • October '24 Oct '24 N/A
  • September '24 Sep '24 2
  • August '24 Aug '24 3
Foreclosure Starts i
1
(Jul 2025)
  • July '25 Jul '25 1
  • June '25 Jun '25 9
  • May '25 May '25 N/A
  • April '25 Apr '25 N/A
  • March '25 Mar '25 N/A
  • February '25 Feb '25 N/A
  • January '25 Jan '25 N/A
  • December '24 Dec '24 N/A
  • November '24 Nov '24 N/A
  • October '24 Oct '24 N/A
  • September '24 Sep '24 N/A
  • August '24 Aug '24 N/A
Completed Foreclosures (REOs) i
  • July '25 Jul '25 N/A
  • June '25 Jun '25 N/A
  • May '25 May '25 1
  • April '25 Apr '25 N/A
  • March '25 Mar '25 N/A
  • February '25 Feb '25 N/A
  • January '25 Jan '25 N/A
  • December '24 Dec '24 N/A
  • November '24 Nov '24 N/A
  • October '24 Oct '24 N/A
  • September '24 Sep '24 2
  • August '24 Aug '24 N/A
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