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Schenectady, NY 12304 Real Estate & Property Data

Schenectady, NY 12304 Real Estate Market Trends
Last Updated: September 20, 2025

A total of 244 residential properties have been sold over the past 12 months in 12304. With a median sales price of $262,450 in 12304 and a total of 3 foreclosures in Schenectady, NY 12304. Discover market trends and get the granular level real estate data for Schenectady, NY 12304 to keep your pulse on the housing market. Curate compelling home reports for Schenectady, NY 12304 from reliable property records is easy using the ATTOM platform as a source for state-of-the-art property reports.

Schenectady, NY 12304 Real Estate Market Trends
Get property data for any address in Schenectady, NY 12304 or the country:
Total Residential Properties 6,349
Total Commercial Properties 470
Avg. Home Age (Single Family Home) 73 Years
Avg. Square Feet (Single Family Home) 1,434
Total 2025 Residential Sales (year-to-date) 120
% of Homes Seriously Underwater (Q3 2025) 0.48%
Total 2024 Residential Sales 249
% of Equity Rich Homes (Q3 2025) 39.2%
Effective 2024 Property Tax N/A
Total Foreclosure Filings (year-to-date) 14
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Schenectady, NY 12304 Real Estate Overview

There were 244 residential properties sold in the past year in Schenectady, NY 12304. The median home value in Schenectady, NY 12304 is $244,617. There are a total of 6,349 residential properties in the 12304.

Median Sales Price i
$262,450
(Jul 2025)
+16.6%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 $262,450
  • June '25 Jun '25 $235,634
  • May '25 May '25 $290,000
  • April '25 Apr '25 $185,000
  • March '25 Mar '25 $262,450
  • February '25 Feb '25 $259,000
  • January '25 Jan '25 $212,850
  • December '24 Dec '24 $222,950
  • November '24 Nov '24 $232,000
  • October '24 Oct '24 $219,500
  • September '24 Sep '24 $218,000
  • August '24 Aug '24 $215,000
Median Down Payment i
$27,000
(Jul 2025)
-18.2%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 $27,000
  • June '25 Jun '25 $9,646
  • May '25 May '25 $30,450
  • April '25 Apr '25 $12,000
  • March '25 Mar '25 $29,909
  • February '25 Feb '25 $7,797
  • January '25 Jan '25 $50,619
  • December '24 Dec '24 $66,000
  • November '24 Nov '24 $10,315
  • October '24 Oct '24 $8,350
  • September '24 Sep '24 $19,025
  • August '24 Aug '24 $24,500
Number of Homes Sold i
24
(Jul 2025)
+33.3%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 24
  • June '25 Jun '25 14
  • May '25 May '25 22
  • April '25 Apr '25 15
  • March '25 Mar '25 30
  • February '25 Feb '25 6
  • January '25 Jan '25 9
  • December '24 Dec '24 9
  • November '24 Nov '24 18
  • October '24 Oct '24 28
  • September '24 Sep '24 29
  • August '24 Aug '24 22
Number of Purchase Loans i
14
(Jul 2025)
-12.5%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 14
  • June '25 Jun '25 10
  • May '25 May '25 12
  • April '25 Apr '25 7
  • March '25 Mar '25 18
  • February '25 Feb '25 5
  • January '25 Jan '25 6
  • December '24 Dec '24 4
  • November '24 Nov '24 13
  • October '24 Oct '24 15
  • September '24 Sep '24 22
  • August '24 Aug '24 17
Number of REFI Loans i
6
(Jul 2025)
+50%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 6
  • June '25 Jun '25 14
  • May '25 May '25 16
  • April '25 Apr '25 7
  • March '25 Mar '25 11
  • February '25 Feb '25 6
  • January '25 Jan '25 7
  • December '24 Dec '24 6
  • November '24 Nov '24 17
  • October '24 Oct '24 6
  • September '24 Sep '24 7
  • August '24 Aug '24 9
Number of HELOC Loans i
14
(Jul 2025)
+250%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 14
  • June '25 Jun '25 10
  • May '25 May '25 8
  • April '25 Apr '25 7
  • March '25 Mar '25 12
  • February '25 Feb '25 2
  • January '25 Jan '25 5
  • December '24 Dec '24 6
  • November '24 Nov '24 8
  • October '24 Oct '24 14
  • September '24 Sep '24 9
  • August '24 Aug '24 15

Schenectady, NY 12304 Real Estate Market Overview

Last 30 days
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Schenectady, NY 12304 Foreclosure Activity

There were a total of 3 Schenectady, NY 12304 properties with a foreclosure filing in July 2025.

Total Foreclosure Filings i
3
(Jul 2025)
+50%
year-over-year
y-o-y
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 3
  • June '25 Jun '25 6
  • May '25 May '25 1
  • April '25 Apr '25 1
  • March '25 Mar '25 N/A
  • February '25 Feb '25 2
  • January '25 Jan '25 1
  • December '24 Dec '24 1
  • November '24 Nov '24 2
  • October '24 Oct '24 1
  • September '24 Sep '24 1
  • August '24 Aug '24 2
Foreclosure Starts i
2
(Jul 2025)
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 2
  • June '25 Jun '25 6
  • May '25 May '25 N/A
  • April '25 Apr '25 N/A
  • March '25 Mar '25 N/A
  • February '25 Feb '25 1
  • January '25 Jan '25 N/A
  • December '24 Dec '24 N/A
  • November '24 Nov '24 N/A
  • October '24 Oct '24 N/A
  • September '24 Sep '24 N/A
  • August '24 Aug '24 1
Completed Foreclosures (REOs) i
List Graph
1 year 3 years Subscribe 5 years Subscribe
  • July '25 Jul '25 N/A
  • June '25 Jun '25 N/A
  • May '25 May '25 N/A
  • April '25 Apr '25 N/A
  • March '25 Mar '25 1
  • February '25 Feb '25 N/A
  • January '25 Jan '25 N/A
  • December '24 Dec '24 N/A
  • November '24 Nov '24 N/A
  • October '24 Oct '24 N/A
  • September '24 Sep '24 N/A
  • August '24 Aug '24 N/A
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